1030 E. El Camino Real # 426 Sunnyvale, CA 94087 (408) 513-3626

Plan For Vulnerable Loved Ones,
Safeguard Your Estate,
Provide For:

• A Child With a Destructive Lifestyle
• Loved Ones with Special Needs
• You or Your Spouse After a Diagnosis
• Your Beneficiaries’ Future Divorces

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What if You Don't Die Quickly?

“Nearly 1 in 2 Seniors Will BecomeIncapacitated Before They Die…
Don’t Put Your Family and Finances at Risk!”Learn New Estate Planning Secrets with this FREE Report and Build Yourself a Fortress!
How to Bar the Door Against the High Cost of Probate, Greedy Creditors, Children’s Divorces, and Never-Ending Long-Term Care Costs

Dear Friend,

Most people don’t realize that a will works just like a compass… only this compass is pointing your family toward the local parish courthouse! And while you’re alive, your will is just sitting there, waiting for you to die so it can come alive. But before it can do that, it must be “proven” in court.

What does that mean for your family? It means they’ve got to hire a lawyer, pay court expenses, reveal private information to the public, and then drag through a waiting period – all due to the legal process known as probate. Translation?

As some wag once said, “Attorneys are the unwritten beneficiaries of every will.”

But… what if you don’t die? What if you’re just happily walking through life and, one day, you have an accident, a stroke, or some other disabling injury or disease that leaves you alive but mentally incapacitated?

You’re stuck in limbo, and so is your will! It can do nothing to help you deal with the possibility of being alive but unable to make decisions for yourself, your estate, or your health care.

On the other hand, maybe you’ll never face a catastrophic event that changes your life in an instant like a stroke can. But what if Alzheimer’s, or Parkinson’s, or dementia, or some other other disabling disease robs you or your spouse of the ability to make decisions?

If this happens, you and your family will now face the very real possibility of hiring an attorney and going to court to establish a guardianship or conservatorship. In this legal proceeding, someone is appointed the decision-maker over your life, your health, and your wealth. Hopefully, the court will choose the right person for you. You could live the rest of your life under what I refer to as “living probate.” You’ll be a ward of the court if you haven’t taken the proper legal precautions. All of your financial decision-making and health care will be subject to the review and control of a judge. Your family (and the attorney) will need to return to court from time to time to provide a financial accounting of every check that is written from that point forward.

For this reason, I often sarcastically say that a traditional estate plan could make you wish you were dead. In just a couple generations, there have been enormous changes in life expectancy, and there is a high probability that you or someone in your family will face long-term care or nursing home expenses. For this reason, I believe you can never really be sure if you’re safe unless you have an iron-clad estate and longevity plan. Estate planning today must be more than just “death planning.”

Your goal is to never be out of money and never out of quality health care options before you’re out of breath. You may also want to leave as much of your life’s savings as possible to your loved ones, with the least amount of taxation, delay, and excess cost.

Here are just some of the secrets that are revealed when you request this free report, “Don’t Lose Your Wallet! The Indispensable Guide to Estate Planning”:

  • A “Living Trust” or a “Dead Will” – What is probate? (And how you can avoid it…)

  • Don’t Lose Your Wallet: All about Asset Protection Trusts

  • Family Dysfunction & Divorce: Protecting the Blood-Line Trust so that your kids – and their kids (and nobody else!) – get what you worked a lifetime for

  • When you have a child with a destructive lifestyle (e.g., drug, alcohol, or gambling addiction)…discover how a “Love and Protection Trust” can help to protect your child from him or herself.

  • How to choose the right attorney…and why the wrong one could leave you in serious trouble

  • Little-known secrets to help tax-proof your estate

  • How to stay independent as long as possible

  • …and much more!


Learn how you can sleep better at night knowing that your family and your finances are secure. Sign up for this Free Report to take the first step to protecting yourself and gaining peace of mind.

Best wishes to you and your family, 

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Complete the form at the top, and we’ll give you instant access via e-mail to “Don’t Lose Your Wallet! The Indispensable Guide to Estate Planning,” an invaluable tool for families looking to secure their long-term future. 

Don’t delay… take the first step toward making life better for you and your family today!

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CONTACT US

1030 E. El Camino Real #426

Sunnyvale, CA 94087

Phone: 408-513-3626

Fax: 408-716-2978

E-Mail: gcummings@senioradvocates.net

 
 

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